* Rate Advantage PLUS is a variable rate program. Rate varies with amount financed, Rates listed are current as of 2/1/10, and are based on DFS minimum Prime rate of 6.5%, plus 1.49%, 1.89%, 2.19% or 2.49% depending on the amount financed.

** Conversion cost equal to 1% of remaining loan balance at time of conversion. The new fixed interest rate upon conversion is the variable rate in effect at the time of the conversion plus 1% (i.e. if the original interest rate was Prime plus 1.49% (with the minimum prime of 6.5%), and the conversion is made after the Prime rate has increased to 6.75%, the new fixed interest rate will be 6.75% + 1.49% + 1.0% or 9.24%. Dexter Rate Advantage PLUS special is available to qualified applicants for finance applications received by December 15, 2010. A loan origination fee of 1% required on all Rate Advantage PLUS contracts. All equipment must be installed and projects must be funded by 1/28/11.